Business Resources

Below is a curated list of reference material across the following topics:

  • Economic Indicators
  • Industry Specific Data
  • Bankruptcy Statistics
  • DSO & Bad Debt Benchmarks
  • Mechanic’s Lien Index
  • Much More!

Rethinking Credit Risk Strategy in Uncertain Times

Attention CFOs: Are You Saving Pennies at the Expense of Dollars? Rethinking Credit Risk Strategy in Uncertain Times
This CRF Education Brief explores how short-term cost-cutting—like offshoring or reducing credit teams—can have long-term financial consequences for your P&L.

National Summary of Domestic Trade Receivables – aka The DSO Report

This report measures AR performance across the 6 most common KPIs. The outputs are provided in both a summary format and by standard industry classification (SIC).

Bad Debt Benchmark Data

The Annual Bad Debt Report is a comprehensive compilation of net allowances for bad debt and noncollectable receivables by major industry classification.

A Business Guide to Antitrust for Credit Professionals

Provided by Lowenstein Sandler LLC, this comprehensive document outlines the laws on antitrust and provides guidance on the interpretation of your responsibilities.

Mechanic’s Lien Index

NCS Credit provides this quarterly Mechanic’s Lien Index, which is derived from carefully monitored national and regional mechanic’s lien activity, construction economic data from various sources, and general economic trends.

SIC Code Lookup

View a list of SIC codes organized by industry name or in numeric order.

California Rosenthal Fair Debt Collection Practices Act (AB 1521)

Important update – the bill clearly defines trade credit, exempts it from Rosenthal’s “covered commercial debt” category, and adds targeted carve-outs for certain large dealer-financed transactions.

AI Study Provided by Creditsafe

AI and automation can be tremendously valuable in helping you achieve your business goals. This Creditsafe study sheds light on increasing productivity and improving operational efficiencies.

Letter of Credit Checklist

Provided by Credit Research Foundation

Credit Application Guide

Comprehensive Credit Application Guide – digital and manual implementation

Credit Policy Worksheet

Provided by Credit Research Foundation

The Advantages of ACH for Business

Business face a variety of options for sending & receiving payments. Learn more about why ACH continues to be a leading choice for businesses.

Nacha Payments Helpdesk

Nacha has offered this link to provide education and support on a number of issues related to electronic payments, such as payment trends, preferences, best practices and what works for credit and receivables professionals.

Information on Fraud

Experian has offered several resources to provide education and support on a number of issues related to fraud. The resources available include webinars, blogs, case studies and more.

Notice of Purchase Money Security Interest

Provided by Credit Research Foundation

 

Bankruptcy Statistics

Courtesy of uscourts.gov; YTD data as of 12-31-21

Economic Indicators – American Bankruptcy Institute

Charts of hotel occupancy, office/apartment/regional mall occupancy rates, unemployment claims

Historical Bankruptcy Statistics

Courtesy of uscourts.gov; YOY historical quarterly data

Impact of Bad Debt Write-Off on Sales

Courtesy of Commercial Collection Agencies of America

Businessperson’s Practical Guide to Chapter 11

Courtesy of Ken Rosen

Provides an overview and checklist of the Chapter 11 process, including basic concepts and terminology.

The Purdue Pharma Ruling – Some Clear Rules, Some Grey Areas, and
the Implications for Victims

A review and overview of the U.S. Supreme Court ruling in the Purdue Pharma Chapter 11 case on the permissibility of nonconsensual third party releases

Collection Agency Placement Data

An analytical report from Commercial Collection Agencies of America on the placement of delinquent accounts with certified, third-party commercial collection agencies in 2020-2021.

Country Risk and the Global Outlook

Courtesy of Dun & Bradstreet

This monthly report provides a rundown of country-specific risks via Dun & Bradstreet’s Country Risk Indicator.

Industry Payment Analysis Report

Courtesy of Creditsafe

Commercial Pulse Report – Small Business Impacts

Courtesy of Experian

Global Business Risk Report

Courtesy of Dun & Bradstreet

This quarterly report ranks the biggest threats to businesses and includes Dun & Bradstreet’s overall Global Business Impact score.

Country Risk Map

The Atradius Risk Map gives an overview of the level of risk associated with countries worldwide.

U.S. Economic Health Tracker

Courtesy of Dun & Bradstreet

This monthly reports provides a multidimensional review of the health of the U.S. economy.

Executive Compensation Study Highlights

This report outlines the results of the Executive Compensation survey to help gauge the landscape of the Credit & Accounts Receivable professional

Privately Owned Housing Stats

Courtesy of St. Louis Federal Reserve Bank

Credit Specialties Q4 ’22/Q1 ’23 Market Outlook

Courtesy of Marsh Specialty

Provides a macro-economic viewpoint of our political risk, trade credit, and surety people from around the globe.

Export-Import Bank of US

A guide to protection against non-payment

COVID-19 Resources

Consolidated resources to assist with issues brought about by or during the Coronavirus Pandemic.

U.S. Census Bureau Economic Indicators

These surveys provide monthly and quarterly data that are timely, reliable, and offer comprehensive measures of the U.S. economy

LIBOR Transition Resources

Courtesy of ArentFox Schiff LLP