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Privacy policy
At Credit Research Foundation, we respect our customers and understand that you may have concerns about privacy, so we have instituted privacy policies intended to ensure that your personal information is handled safely and responsibly.
This Privacy Policy Statement sets forth the privacy policy pertaining to this Site, www.crfonline.org which is owned by the Credit Research Foundation (hereinafter "CRF"). By using this Site, you are agreeing to the terms set forth in this Privacy Policy Statement. Please note that this Privacy Policy Statement applies only to Personal Information that we collect on-line.
For purposes of this Privacy Policy Statement, "Personal Information" means any information submitted to us via the Site by which you can be personally identified, and includes your name, address, telephone number, e-mail address, and credit card information. CRF collects Personal Information only when you voluntarily submit it to us, such as when placing a product order, returning an item, creating an account.
Our web servers automatically recognize information regarding your domain name (or that of your internet access provider). We may use a technology called “cookies” to provide you with tailored information. A cookie is a small piece of data that the Site can send to your browser, which may then be stored on your hard drive so the Site can recognize you when you return. These cookies collect the operating system and browser that you are using. The use of cookies shows how our customers navigate through our web site and thus, allows us to make our site more responsive to your needs, by delivering a better and more personalized experience to you.
It is CRF’s policy to maintain all Personal Information as confidential except as may be necessary to fulfill a function listed below, and to use such Personal Information only for the following purposes:
for the specific purpose for which it was volunteered (for example, to complete a product purchase or process a return)
to contact you about the status of your orders
to send e-mail offers, announcements, or newsletters to your e-mail address.
Additionally, CRF may disclose specific information about you upon governmental request or if required to do so by law or based on our good faith belief that it is necessary to conform to or comply with the law or is necessary to protect the users of our Site or the public, in general.
On occasion, we contract with other companies to provide certain services, including credit card processing, shipping, e-mail distribution, changing mailing addresses, market research and promotions management. We provide these companies with only the information needed to perform their services and work closely with them to ensure that your privacy is protected. These companies are prohibited from using this information for their own marketing purposes or from sharing this information with others.
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